Passwords, even strong ones, are not enough to protect sensitive accounts and assets from phishing and replay attacks. Look no further than the escalating costs of data breaches, as well as the growing sophistication of modern cyberattacks, to see the extensive damage attributable to weak, guessable, and stolen passwords.
Attackers see single-factor password authentication as the path of least resistance toward a breach. When one of their phishing campaigns or replay attacks successfully harvests a password(s), it allows for even more information to be hijacked in the subsequent break-in.
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